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Oh joy of joys
Things are never as simple as you’d like them to be are they?
Following the utopia of this weekend nothing has really progressed.
It seems our buyer is now having issues getting a mortgage so although solicitors details have been exchanged the Halifax still haven’t had the ‘mortgage promise’ they need before they can mark the property as sold and give us our sought after sold sign.
The buyer has now apparently increased her deposit and is now going to apply for a ‘buy to let’ mortgage which takes into account the potential rental income when calculating the mortgage.
No surprise to you guys that we are still marketing the property and we have two viewings tomorrow. After the joy and jubilation this weekend it’s a serious low for us all right now and it begs the question again, why the hell do people even make an offer on a house before they have done their bloody homework!
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[...] the issues we had when trying to sell our house in the UK this makes perfect sense. The implications of not [...]
[...] The only potential risk is that the couple buying our house are in a chain, still after the girl who couldn’t get a mortgage and the couple of messed us around for weeks before announcing that they were having marital issues this one should hopefully be the one that goes all the way through. [...]
[...] So, they have now been passed onto a mortgage broker (the same broker that the girl used who couldn’t get a mortgage) to try and identify a lender who’s criteria for lending isn’t so strict! [...]